E-Wallet: Accounts and Cards

Finsei outplays traditional accounts with E-Wallets: Leaders gain full control, while giving teams flexibility & tools for effortless transactions.

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38+

Currencies

Manage payments effortlessly across multiple currencies with real-time FX & transparent rates.

24h

Verification

We aim to activate your account within 24 hours of receiving all the necessary information.

25

Countries

Instantly get local IBANs for smooth & cost-efficient transactions.

Reimagine your financial operations

Our payment network allows you to grow your business and helps you to strive internationally without any borders or limitations.

Streamlined payments

Stop juggling accounts or third-party services.

Streamlined payments

Stop juggling accounts or third-party services. Whether you’re paying suppliers, contractors, or employees, Finsei’s E-Wallets with local IBANs enable faster, cost-effective transactions without complexities or cross-border fees.

Piece of mind

Piece of mind

Fully regulated, Finsei ensures a safe, secure, and compliant experience from the start.

Piece of mind

Your money is safe, protected by robust authentication protocols, industry-leading encryption, and fraud prevention systems. Fully regulated, Finsei ensures a safe, secure, and compliant experience from the start.

Team management

Team management

Upgrade to dedicated E-Wallets for each employee.

Team management

Upgrade from shared cards and lengthy expense reports to dedicated E-Wallets for each employee. Enhance collaboration and streamline workflows, while ensuring 360° financial oversight.

Online opening & activation

Online opening & activation

Skip the paperwork and long waits. Apply online in minutes.

Online opening & activation

Skip the paperwork and long waits. Apply online in minutes and access your account in hours with our secure and guided onboarding. No unexplained rejections or frustrating delays.

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Seamless Payments

Fast and reliable transactions

Finsei e-wallet
Instant transfers, no fees
Move money between Finsei E-Wallets at no cost for cost-efficient internal payments and fund allocation.
As simple as PayID
Say goodbye to complex banking details — easily send and receive money using simple, user-friendly identifiers.
Pay and get paid
Expand your business by offering clients and partners a wider range of payment options, with real-time alerts and status updates.
You send, we optimize
Initiate a payment — we’ll select the fastest and cheapest route: SEPA, TARGET2, SWIFT, Faster Payments, BACS, or CHAPS.
Finsei e-wallet
Fair Foreign Exchange

Full cost predictability and transparency

Finsei e-wallet
FX rates, now
Access up-to-the-minute FX rates and get money exchanged at the opportune times, maximizing your returns.
Margins at their lowest
Save on exchange markups and get more value for money by exchanging with minimal margins at mid-market rates.
Fees – transparently minimal
Receive more of your target currency and get the most out of your money with fees so low, you’ll barely notice them.
Multi-currency, one platform
Exchange a wide range of currencies – 38 and growing – to operate seamlessly in the global marketplace.
Finsei e-wallet

Finsei Cards

Business Spending Simplified. Spend effortlessly using Finsei's physical and virtual Visa cards. Enjoy secure in-person and online transactions, the added protection of single-use cards, and the familiar convenience of Google Pay, Apple Pay, and Garmin, tailored to your business.

Order a card
Seamless Payments

Full visibility and control

Take the guesswork out of expense management. Assign spending limits, role-based permissions, & approval workflows to ensure every payment is accounted for.

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Real-time visibility

Track every transaction, set alerts, and identify potential issues to ensure smooth and cost-efficient team spending.
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Big picture clarity

Make informed decisions based on concise yet informative reports on spending, budget adherence, and overall financial performance.

Finsei account fees

Our fee structure is transparent and clear for everyone. We have separated all crucial points for you.

Monthly fee
from 10 EUR
Transfers between Finsei accounts
FREE
Account closure for UK residents
FREE
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Incoming SEPA for UK residents
FREE
Outgoing SEPA transfers
from 0.5 EUR
SWIFT rates
from 0.3%
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Card issuance
from 1 EUR
ATM withdrawals
from 2.5 EUR
Standard card delivery
FREE
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Security and Compliance

Your data and finances are secured, protected, and accessible from anywhere, anytime.

Robust authentication protocols

Robust authentication protocols

Biometric login, 3D Secure, 2FA, and PSD2 compliance for strong customer protection.
Fraud and scam prevention

Fraud and scam prevention

Real-time fraud detection, identity fraud protection, and scam defense systems.
Data and fund protection

Data and fund protection

SSL encryption, GDPR compliance, and FSCS-protected funds stored in UK/EU banks.
Regulatory compliance

Regulatory compliance

Adherence to AML laws, sanction prevention, and ISO 27001 certification.

Frequently asked questions

Need more answers? More topics.

Can multiple people have access to a Finsei account?
Are there any fees for using the Finsei E-Wallet or cards?
Can I manage multiple currencies within one Finsei account?
Does Finsei offer real-time FX rates?