Cut-off times
The following table details the cut-off times in CET by currency. This is the time by which a payment needs to be successfully initiated for same-day execution.
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If initiated before cut-off, funds will be debited same-day. Execution may be delayed due to compliance, insufficient funds, or internal policies.•
For payments that involve a foreign currency conversion, funds will be forwarded to our correspondent after the FX trade has settled.•
Incoming and internal payments received after 17:45 CET will be processed on the next business day.•
Payments will not be processed on public holidays. To view each currency's holiday calendar please click here.| Currency | Cut-off time |
|---|---|
 AED* - Cross Border | 17:30 |
 AUD*- Cross-Border | 17:00 |
 CAD - Cross-Border | 17:00 |
 CHF - Cross-Border | 12:30 |
 CNH* - Cross-Border | 18:30 |
 CZK - Cross-Border | 09:30 |
 DKK - Cross-Border | 12:30 |
 EUR - Cross-Border | 16:00 |
| EUR - SEPA | 14:00 |
 GBP - Cross-Border | 17:45 |
 HKD*- Cross-Border | 17:30 |
 HRK - Cross-Border | 12:00 |
 HUF - Cross-Border | 13:15 |
 ILS - Cross-Border | 12:00 |
 JPY*- Cross-Border | 17:00 |
 MXN - Cross-Border | 16:30 |
 NOK - Cross Border | 14:30 |
 NZD*- Cross-Border | 17:00 |
 PLN - Cross-Border | 10:30 |
 RON - Cross-Border | 11:30 |
 SAR* - Cross-Border | 17:30 |
 SEK - Cross-Border | 15:00 |
 SGD* - Cross-Border | 18:30 |
 TRY - Cross-Border | 10:00 |
 USD - Cross-Border | 18:30 |
 ZAR - Cross-Border | 09:30 |
* Finsei reserves the right to assign customized fee structure to any prospective client in case account application specifics are outside regular parameters.